September 2022 looks to be the worst financial month in recent memory. Until October. I guess we’ll see.

The Fed raised interest rates. The tech sector – led by Adobe Systems acquisition of Figma – bombed hard, with the S&P 500 losing 7% in the first three weeks of September. Inflation, while possibly slowing, is still no bueno. Even if you’re not following finance it’s hard to escape gloomy news tracking the spiral.

It might be easy to assume this doesn’t touch anyone outside the moneyed classes. Well, that would be wrong. Remember, pain always rolls downhill. We’re all in a place where making informed financial choices is more important than ever.

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